Why Choose the Blue Shield Health Insurance?
Well, there are many health insurance providers in California, and many of them well known for the attractive group insurance plans they offer. Blue Shield seems to be one of them.
However, it also seems to be offering some unique advantages, besides attractive plans and affordable rates. It also has a great broker program and offers useful resources for its brokers that help them serve their clients well.
A group Blue Shield health insurance broker would probably be more than capable of helping you figure out your business’ health insurance needs and choose a plan that would work best for you.
With that being said, let’s take a look at some of the advantages of going with Blue Shield group health insurance plans.
Higher Level of Flexibility for Small Businesses
While it’s not a legal requirement for small businesses to offer health insurance coverage to their employees, it’s pretty much a must anyway for attracting and retaining great talent and ensuring better employee loyalty.
However, it can still be challenging for many small businesses to offer attractive health insurance coverage to their employees, especially if they are on a tight budget. If that’s the case with you, Blue Shield’s PPO plans for small businesses may work well for you.
They come with a higher level of flexibility and clarity, and are designed specifically for businesses with 2 to 50 employees. There are also a wide range of plans to choose from, ranging from the ones that offer some very attractive benefits with no or low annual deductibles, to the ones that allow greater cost-sharing and affordable rates, but with relatively limited benefits.
There’s also perfect clarity about the pricing and benefits, allowing you to choose the plan that suits the needs of your business, as well as helping your employees figure out the right amount of coverage they need.
More Customized Solutions for Larger Businesses
Large businesses usually have a bigger budget, and are looking to offer a better level of medical care for their employees, but while also trying to meet their unique needs.
This makes Blue Shield one of the better options when it comes to group health insurance providers in the area, simply because it offers many different types of plans for large businesses that come with tailored benefits and specific financial arrangements to meet all the specific and unique needs of large businesses.
The Local Access+ HMO plans, for one, may be the best bet for businesses that are looking to shift to a more affordable group health insurance plan without compromising on some of the important benefits for their employees. As the name suggests, these plans would be more beneficial for seeking medical care in the local area, but also come with the feature to opt for out-of-state urgent care.
A Final Word
Blue Shield is probably an ideal group health insurance provider for businesses that are looking for a greater level of flexibility and a wide range of plans to choose from. It’s perhaps one of the few providers out there that allow you to offer quality healthcare services to your employees at affordable rates by customizing the plan benefits according to the needs of your business.
Call TRBenefits Insurance Services for a competitive quote 408-290-3824